{"id":480,"date":"2022-05-31T11:46:26","date_gmt":"2022-05-31T11:46:26","guid":{"rendered":"https:\/\/bankruptcy-filing-now.com\/?page_id=480"},"modified":"2026-03-06T11:16:06","modified_gmt":"2026-03-06T11:16:06","slug":"relief-through-bankruptcy","status":"publish","type":"page","link":"https:\/\/bankruptcy-filing-now.com\/staging_n\/relief-through-bankruptcy\/","title":{"rendered":"Bankruptcy Filing Now | Bankruptcy Help"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last fusion-column-inner-bg-wrapper\" style=\"--awb-inner-bg-size:cover;\"><span class=\"fusion-column-inner-bg hover-type-none\"><a class=\"fusion-column-anchor\" href=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/a><\/span><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-image-element fusion-image-align-center in-legacy-container\" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div class=\"imageframe-align-center\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"1275\" height=\"455\" title=\"WhatsApp Image 2022-05-27 at 8.19.20 PM\" src=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/wp-content\/uploads\/2022\/05\/WhatsApp-Image-2022-05-27-at-8.19.20-PM.jpeg\" alt class=\"img-responsive wp-image-473\" srcset=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/wp-content\/uploads\/2022\/05\/WhatsApp-Image-2022-05-27-at-8.19.20-PM-200x71.jpeg 200w, https:\/\/bankruptcy-filing-now.com\/staging_n\/wp-content\/uploads\/2022\/05\/WhatsApp-Image-2022-05-27-at-8.19.20-PM-400x143.jpeg 400w, https:\/\/bankruptcy-filing-now.com\/staging_n\/wp-content\/uploads\/2022\/05\/WhatsApp-Image-2022-05-27-at-8.19.20-PM-600x214.jpeg 600w, https:\/\/bankruptcy-filing-now.com\/staging_n\/wp-content\/uploads\/2022\/05\/WhatsApp-Image-2022-05-27-at-8.19.20-PM-800x285.jpeg 800w, https:\/\/bankruptcy-filing-now.com\/staging_n\/wp-content\/uploads\/2022\/05\/WhatsApp-Image-2022-05-27-at-8.19.20-PM-1200x428.jpeg 1200w, https:\/\/bankruptcy-filing-now.com\/staging_n\/wp-content\/uploads\/2022\/05\/WhatsApp-Image-2022-05-27-at-8.19.20-PM.jpeg 1275w\" sizes=\"(max-width: 800px) 100vw, 1200px\" \/><\/span><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:20px;--awb-padding-bottom:20px;--awb-background-color:#203769;--awb-flex-wrap:wrap;\" id=\"nw-scnd-sc\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\"><h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">See If You Qualify For Bankruptcy<\/span><\/h2>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Start Online or Call <a style=\"color: #ffffff;\" href=\"tel:+18669483381\">866-948-3381<\/a><\/span><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:25px;--awb-padding-right:30px;--awb-padding-bottom:25px;--awb-padding-left:30px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" id=\"lp14-form-sec\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_6 1_6 fusion-one-sixth fusion-column-first\" style=\"--awb-bg-size:cover;width:16.666666666667%;width:calc(16.666666666667% - ( ( 4% + 4% ) * 0.16666666666667 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_2_3 2_3 fusion-two-third\" style=\"--awb-bg-size:cover;width:66.666666666667%;width:calc(66.666666666667% - ( ( 4% + 4% ) * 0.66666666666667 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-2\"><p id=\"form-error\" class=\"frm-er\">Form Error<\/p>\n<\/div><p id=\"form-one-error\" style=\"display:none; margin-bottom: 30px !important; background-color:red;color:white;\">Invalid zipcode<\/p>\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f244-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"244\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/staging_n\/wp-json\/wp\/v2\/pages\/480#wpcf7-f244-o1\" method=\"post\" class=\"wpcf7-form init\" id=\"regular-form\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"244\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f244-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"fieldset-cf7mls-wrapper \"><fieldset class=\"fieldset-cf7mls\"><input type=\"hidden\" name=\"api_key\" value=\"304EA395D0A544A8B47C10361B792985\">\n<input type=\"hidden\" name=\"category\" value=\"Debt Negotiation\">\n\n<div class=\"row c-form mar-tp\">\n<div class=\"col-md-12\">\n<label>Enter Your Zip Code Below<\/label>\n    <span class=\"wpcf7-form-control-wrap\" data-name=\"zipcode\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"zipcode\" \/><\/span>\n<\/div>\n<\/div>\n\n<button type=\"button\" class=\"cf7mls_next cf7mls_btn action-button\" name=\"cf7mls_next\">Next<\/button><\/fieldset><fieldset class=\"fieldset-cf7mls\">\n\n<div class=\"step-two\">\n<div class=\"row c-form mar-tp\">\n<div class=\"col-md-6\">\n<label>First Name<\/label>\n    <span class=\"wpcf7-form-control-wrap\" data-name=\"first_name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"first_name\" \/><\/span> \n<\/div>\n\n<div class=\"col-md-6\">\n<label>Last Name<\/label>\n    <span class=\"wpcf7-form-control-wrap\" data-name=\"last_name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"last_name\" \/><\/span> \n<\/div>\n<\/div>\n\n\n<div class=\"row c-form mar-tp\">\n<div class=\"col-md-12\">\n<label>Email<\/label>\n    <span class=\"wpcf7-form-control-wrap\" data-name=\"email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"email\" \/><\/span>\n<\/div>\n<\/div>\n<div class=\"row c-form mar-tp\">\n<div class=\"col-md-12\">\n<label>Phone Number<\/label>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"phone\" \/><\/span>\n<\/div>\n<\/div>\n\n\n\n\n\n<div class=\"select-style\">\n\n<div class=\"row c-form\" style=\"margin-bottom:20px;\">\n\t<div class=\"col-md-12\">\n\t\t<label>Total Debt<\/label>\n\t<\/div>\n\n\t<div class=\"col-md-12\">\n\t\t<select name=\"total_debt\">\n\t\t\t<option value=\"5000\">Less than $5k<\/option>\n\t\t\t<option value=\"10000\">$5k-10k<\/option>\n\t\t\t<option value=\"20000\">$10k-20k<\/option>\n\t\t\t<option value=\"50000\">$20k-50k<\/option>\n\t\t\t<option value=\"50001\">More than $50k<\/option>\n\t\t<\/select>\n\t<\/div>\t\n<\/div>\n\n\n<div class=\"row c-form\">\n\t<div class=\"col-md-12\">\n<label>Total Assets<\/label>\n\t<\/div>\n\n\t<div class=\"col-md-12\">\n<select name=\"total_assets\">\n<option value=\"50000\">Less than $50k<\/option>\n<option value=\"500000\">$50k-500k<\/option>\n<option value=\"1000000\">$500k-1M<\/option>\n<option value=\"1000001\">More than $1 million<\/option>\n<\/select>\n<\/div>\n<\/div>\n\n\n\n<div class=\"row c-form\">\n\t<div class=\"col-md-12 month-inc\">\n<label>Total Monthly Income<\/label>\n\t<\/div>\n\n\t<div class=\"col-md-12\">\n<select name=\"total_monthly_income\">\n                                     <option value=\"1000\">Less than $1k<\/option>\n                                     <option value=\"5000\">$1k-5k<\/option>\n                                     <option value=\"10000\">$5k-10k<\/option>\n                                     <option value=\"15000\">$10k-15k<\/option>\n                                     <option value=\"15001\">More than $15k<\/option>\n                                <\/select>\n                            <\/div>\n                        <\/div>\n\n\n\n<div class=\"row c-form real-s\" style=\"margin-bottom:20px;\">\n\t<div class=\"col-md-12\">\n<label>Do you own real estate?<\/label>\n\t<\/div>\n\n\t<div class=\"col-md-12\">\n<select name=\"owns_real_estate\">\n                                     <option value=\"Yes\">Yes<\/option>\n                                     <option value=\"No\">No<\/option>\n                                <\/select>\n                            <\/div>\n                        <\/div>\n<\/div>\n\n<div>\n<label class=\"msg-fw\"> Any additional details:\n    <span class=\"wpcf7-form-control-wrap\" data-name=\"details\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" id=\"condition-detail\" aria-required=\"true\" aria-invalid=\"false\" name=\"details\"><\/textarea><\/span> <\/label>\n<\/div>\n<div class=\"btn-cntr\">\n<input type=\"submit\" value=\"CHECK MY ELIGIBILITY\" class=\"wpcf7-form-control wpcf7-submit\" id=\"submitBtn\">\n<\/div>\n<\/div><input type=\"button\" value=\"Back\" style=\"\" class=\"cf7mls_back action-button\" name=\"cf7mls_back\"><\/fieldset><\/div><div class=\"fusion-alert alert custom alert-custom fusion-alert-center wpcf7-response-output fusion-alert-capitalize awb-alert-native-link-color alert-dismissable awb-alert-close-boxed\" style=\"--awb-border-size:1px;--awb-border-top-left-radius:0px;--awb-border-top-right-radius:0px;--awb-border-bottom-left-radius:0px;--awb-border-bottom-right-radius:0px;\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"fusion-alert-content\"><\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div>\n<\/form>\n<\/div>\n<div class=\"fusion-image-element fusion-image-align-center in-legacy-container\" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div class=\"imageframe-align-center\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" width=\"203\" height=\"44\" title=\"protect-lock_17c5a540e15f3509d02199e7b984014c\" src=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/wp-content\/uploads\/2020\/06\/protect-lock_17c5a540e15f3509d02199e7b984014c.png\" alt class=\"img-responsive wp-image-305\" srcset=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/wp-content\/uploads\/2020\/06\/protect-lock_17c5a540e15f3509d02199e7b984014c-200x43.png 200w, https:\/\/bankruptcy-filing-now.com\/staging_n\/wp-content\/uploads\/2020\/06\/protect-lock_17c5a540e15f3509d02199e7b984014c.png 203w\" sizes=\"(max-width: 800px) 100vw, 203px\" \/><\/span><\/div><\/div><div class=\"fusion-text fusion-text-3\"><p id=\"disc\" style=\"text-align: center; font-size: 10px; margin-top: 10px;\"><span style=\"color: #000000;\">By clicking &#8220;Check my eligibility&#8221;, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS\/text messages, including calls and SMS\/text messages made and sent using automated dialing equipment and\/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (&#8220;Partners&#8221;), at the phone number and\/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS\/MMS and data messaging rates apply. I also agree that by clicking \u201cCheck my eligibility\u201d that I agree to the Privacy Policy and Terms and of use.<\/span><\/p>\n<p>&nbsp;<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_6 1_6 fusion-one-sixth fusion-column-last\" style=\"--awb-bg-size:cover;width:16.666666666667%;width:calc(16.666666666667% - ( ( 4% + 4% ) * 0.16666666666667 ) );\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:20px;--awb-padding-right:25px;--awb-padding-bottom:20px;--awb-padding-left:25px;--awb-background-color:#203769;--awb-flex-wrap:wrap;\" id=\"new-p-sec\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-4\"><p style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>How It Works?<\/strong> First and foremost, the most important, as well as the basic step before filing for bankruptcy, is to check whether you are eligible to file or not? You can easily check your bankruptcy eligibility free of cost by taking the legal evaluation survey. This is one of the best options to check, since not only are the results accurate but the information that you have provided is also safe and secure. <\/span><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:20px;--awb-padding-right:40px;--awb-padding-bottom:20px;--awb-padding-left:40px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" id=\"double-ul-sec\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first\" style=\"--awb-bg-size:cover;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-5\"><h2>What can be eliminated&#8230;<\/h2>\n<hr \/>\n<ul class=\"inner-yl-dbl\">\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> Credit card<\/li>\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> Hospital Bills<\/li>\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> Threats received for Foreclosure of property<\/li>\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> Garnishment of wages<\/li>\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> Harassment calls and messages from Creditors<\/li>\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> Outstanding Bills<\/li>\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> All Collection Efforts<\/li>\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> Any Tax Debt<\/li>\n<\/ul>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last\" style=\"--awb-bg-size:cover;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-6\"><h2>What you can keep&#8230;<\/h2>\n<hr \/>\n<ul class=\"inner-yl-dbl\">\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> House\/Property<\/li>\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> Luxury Assets like Car<\/li>\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> Wages<\/li>\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> Fixed Assets like Furniture<\/li>\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> Work Equipment<\/li>\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> Retirement Accounts<\/li>\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> Social Security Benefits<\/li>\n<li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i> Benefits that arose out of disability<\/li>\n<\/ul>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:30px;--awb-padding-bottom:30px;--awb-background-image:url(&quot;https:\/\/bankruptcy-filing-now.com\/staging_n\/wp-content\/uploads\/2020\/06\/starback_088af1dd505034f5c2a00d69077b1de8.png&quot;);--awb-background-size:cover;--awb-border-sizes-top:0px;--awb-border-sizes-bottom:0px;--awb-flex-wrap:wrap;\" id=\"help-section\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-7\"><h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Need Immediate Help? Call Our 24\/7 Helpline<\/span><\/h2>\n<h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"tel:+18669483381\">866-948-3381<\/a><\/span><\/h3>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:30px;--awb-padding-right:40px;--awb-padding-bottom:30px;--awb-padding-left:40px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:1px;--awb-icon-size:13px;--awb-content-font-size:16px;--awb-icon-alignment:left;--awb-hover-color:#f9f9f9;--awb-border-color:#cccccc;--awb-background-color:#ffffff;--awb-divider-color:#e0dede;--awb-divider-hover-color:#e0dede;--awb-icon-color:#ffffff;--awb-title-color:#bf945b;--awb-content-color:#9490a0;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:#203769;--awb-title-font-family:&quot;Oxygen&quot;;--awb-title-font-weight:700;--awb-title-font-style:normal;--awb-title-letter-spacing:2px;--awb-title-line-height:1.5;--awb-content-font-family:&quot;Oxygen&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-boxed\" id=\"accordion-480-1\"><div class=\"fusion-panel panel-default panel-f4517df2a9c36c48f fusion-toggle-no-divider\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_f4517df2a9c36c48f\"><a aria-expanded=\"false\" aria-controls=\"f4517df2a9c36c48f\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-480-1\" data-target=\"#f4517df2a9c36c48f\" href=\"#f4517df2a9c36c48f\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Can you get rid of your debts by filing for bankruptcy?<\/span><\/a><\/h4><\/div><div id=\"f4517df2a9c36c48f\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_f4517df2a9c36c48f\"><div class=\"panel-body toggle-content fusion-clearfix\">Yes, though the process is not as simple as it sounds, nonetheless it is possible to get rid of debts by filing for bankruptcy. Though bankruptcy is just one of the few common methods to get rid of your debts, hundreds of thousands of people file for bankruptcy each year.<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-385142d11dd622925 fusion-toggle-no-divider\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_385142d11dd622925\"><a aria-expanded=\"false\" aria-controls=\"385142d11dd622925\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-480-1\" data-target=\"#385142d11dd622925\" href=\"#385142d11dd622925\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">How can filing for Bankruptcy help you get rid of your debts?<\/span><\/a><\/h4><\/div><div id=\"385142d11dd622925\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_385142d11dd622925\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Before you go and file for bankruptcy, take advice, and understand whether this is the best option for you or not. Since however successful or popular this method is for getting rid of your debts, you must ensure that this is the best-suited option for your case. The next step would be to check whether you fall under the criterion of filing for bankruptcy or not?<\/p>\n<p>Many Bankruptcy firms provide a free legal evaluation to help you check your eligibility to file for bankruptcy. However, once you file for bankruptcy, the same will be displayed against your credit Reports making it utmost difficult for you to get fresh loans or other credits to purchase a house or a car.<br \/>\nOnce you have ascertained that bankruptcy is your best alternative to get rid of your debts, you need to understand under which Chapter you must file for\u2026! If your average household income is less than the state median, then you need to file for bankruptcy under Chapter 7. However, if your household income is higher than the average state median then you must file for bankruptcy under chapter 13.<\/p>\n<p>If you pass the means test (eligibility criterion), you will become eligible to file for bankruptcy under chapter 7. Under this chapter, you will not be required to pay your creditors a single penny. However, all your non-exempted property will be liquidated and the funds retrieved will be used to pay off your creditors. This entire process takes about 4-6 months after which you will get the bankruptcy discharge.<\/p>\n<p>In case, your household average income is more than the state median, you will be required to file for bankruptcy under this chapter. Unlike chapter 7, in this Chapter, you will be devising a Repayment plan (based on your income) to pay off the creditors within a period of 3-5 years. This entire process takes around 3-5 years during you will be paying off your creditors in part every month as decided. Any unsecured debts which are still left off by the end of 5 years will be discharged.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-4f7af6ee7909d530d fusion-toggle-no-divider\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_4f7af6ee7909d530d\"><a aria-expanded=\"false\" aria-controls=\"4f7af6ee7909d530d\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-480-1\" data-target=\"#4f7af6ee7909d530d\" href=\"#4f7af6ee7909d530d\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">What all debts can you get rid of during bankruptcy?<\/span><\/a><\/h4><\/div><div id=\"4f7af6ee7909d530d\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_4f7af6ee7909d530d\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>As per the common saying, \u201cBankruptcy helps you get rid of all your debts\u201d does not stand true. Only the unsecured debts like your credit card bills, medical bills, unpaid utilities will be discharged if you file for bankruptcy. You secured debts like \u2013 car loans, home loans are not discharged. These will be paid off to the creditors by exercising their lien rights\u2013 foreclosure of the property.<\/p>\n<p>Filing for bankruptcy also has another benefit. It will help you get relief from the constant creditor harassment calls or other collection methods.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-98de8c0ecd7434513 fusion-toggle-no-divider\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_98de8c0ecd7434513\"><a aria-expanded=\"false\" aria-controls=\"98de8c0ecd7434513\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-480-1\" data-target=\"#98de8c0ecd7434513\" href=\"#98de8c0ecd7434513\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Do you lose all your assets if you file for bankruptcy?<\/span><\/a><\/h4><\/div><div id=\"98de8c0ecd7434513\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_98de8c0ecd7434513\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>This is a common misbelief. Filing for bankruptcy is not equivalent to losing your assets. On the contrary, filing for bankruptcy is seen as a fresh financial start for many individuals. Therefore, the state and federal Governments provide several exemptions to help protect your property and assets from foreclosure.<\/p>\n<p>These exemptions are ascertained with a fixed monetary limit and vary between states to state. You can use these exemptions to protect your car, home, disability benefits, tools, luxury assets wages, retirement accounts, etc.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-8 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:20px;--awb-padding-right:30px;--awb-padding-bottom:20px;--awb-padding-left:30px;--awb-background-color:#333333;--awb-flex-wrap:wrap;\" id=\"lp14-footer\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-8\"><p style=\"text-align: center;\">Phone: <a href=\"tel:+18669483381\">866-948-3381<\/a> | <a href=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/anti-spam-policy\/\"><span class=\"avia-menu-text\">Anti Spam Policy<\/span><\/a> | <a href=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/disclaimer\/\"><span class=\"avia-menu-text\">Disclaimer<\/span><\/a> | <a href=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/dmca-notice\/\"><span class=\"avia-menu-text\">Dmca Notice<\/span><\/a> | <a href=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/email-policy\/\"><span class=\"avia-menu-text\">Email-Policy<\/span><\/a> | <a href=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/external-links-policy\/\"><span class=\"avia-menu-text\">External Links Policy<\/span><\/a> | <a href=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/medical-disclaimer\/\"><span class=\"avia-menu-text\">Medical Disclaimer<\/span><\/a> | <a href=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/privacy-policy\/\"><span class=\"avia-menu-text\">Privacy Policy<\/span><\/a> | <a href=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/term-of-use\/\"><span class=\"avia-menu-text\">Term of use<\/span><\/a> | <a href=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/testimonial-disclaimer\/\"><span class=\"avia-menu-text\">Testimonial Disclaimer<\/span><\/a> | <a href=\"https:\/\/bankruptcy-filing-now.com\/staging_n\/site-map\/\"><span class=\"avia-menu-text\">Site Map<\/span><\/a><\/p>\n<p style=\"text-align: center;\">\u00a9 <a href=\"https:\/\/www.aspiringmediasolutions.com\" target=\"_blank\" rel=\"noopener noreferrer\">Aspiring MS, Inc.<\/a><br \/>\n1910 Thomes Avenue Cheyenne, WY 82001<br \/>\n309 W. 11th St., Anderson, IN 46016<br \/>\n<a>1-866-976-5408<\/a><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-480","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bankruptcy Filing Now | Bankruptcy Help - Bankruptcy Filing Now<\/title>\n<meta name=\"description\" content=\"Filing for a Bankruptcy can be a nightmare! 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